Financial Services and Investment Business - Ruby Financial Planning Ltd
Managing your money can sometimes be a headache and the huge choice of financial products that are now available can often be confusing.Since we are regulated by the Solicitors’ Regulation Authority (“the SRA”) and not authorised by the FSA we are only able to provide certain limited services in relation to investments provided they are closely linked with the legal services we are providing to you. However we have an association with Ruby Financial Planning Limited (“Ruby”) which is part owned by Peter Peter & Wright. Ruby is authorised by the FSA and we refer clients who require financial services to them.
So if you need help with:
- investments
- mortgages
- pensions
- retirement planning
- inheritance tax planning
- equity release
- long term care
- life assurance
- insurance
- household/contents insurance
- buildings insurance
follow the link to the Ruby website – http://rubyfinancial.ifa-web.co.uk
Ruby will explain to you their own Terms of Business recording the remuneration arrangements. Once you have agreed the Terms of Business they will undertake a fact-finding exercise to establish such personal and financial information about you as they need to enable them to formulate their recommendations. Ruby will then produce a written financial report for you and send a copy to us. Although any advice given will be theirs, for which we cannot accept responsibility, we will liaise with them generally so that we are aware of any arrangements which may affect the legal advice we are giving.
Notwithstanding that we have a financial interest in Ruby please note that if you consult them you will become their client and we are not responsible for any advice they may give you. They are not regulated by the Solicitors Regulation Authority and the statutory protections attaching to clients of a lawyer regulated by that body are not available to their clients. They are however regulated by the FSA and are subject to the FSA’s rules of conduct.